Resources
India business & tax toolkit.
Calculators that run entirely in your browser, and a directory of official portals. Nothing here is stored, transmitted or used to contact you.
Income tax estimate
Estimated liability
Indicative only. Assumes a resident individual below 60 with no capital gains taxed at special rates. Surcharge is applied without marginal relief. Verify against current law before acting.
GST calculator
Breakdown
CGST and SGST apply to intra-state supply; IGST at the full rate applies to inter-state supply. Confirm the rate and classification on the official GST portal.
Break-even
Break-even point
Assumes a single product and a linear cost structure. Mixed product ranges need a weighted contribution analysis.
Profit margin
Margins
Margin is not cash. A business can hold a healthy margin and still run out of money. The working-capital tool is the companion to this one.
Loan EMI
Repayment
Reducing-balance method. Excludes processing fees, insurance and any floating-rate revision.
Working capital & cash cycle
Position
The cash conversion cycle is the number of days money is tied up between paying a supplier and being paid by a customer. Note the MSME 45-day payment rule when reviewing payables.
Disclaimer. These tools provide indicative calculations for informational purposes only. Tax laws, rates, deductions and applicable provisions change. Results should not be treated as professional tax advice, and using them does not create a professional engagement or client relationship. All calculations run locally in your browser; no figure you enter is transmitted or stored.
HSN / SAC finder
Classification changes, and an out-of-date copy of the schedule is worse than none. Misclassification carries real cost. This hands your query to the official GST portal's own search rather than to a private database.
Insights
Articles on structure, cash and compliance. Every tax article carries the year it applies to and the date it was last reviewed.
LLP or Private Limited: which fits, and when it stops fitting
The decision is rarely about tax alone. It is about who will fund you, who will buy from you, and what you intend to do in five years.
Profitable and broke: why margin is not money
The two most common causes of a cash crisis in a growing business, and the report that would have shown both coming.
Reading your own financial statements in fifteen minutes
Six numbers, in order, and what each one tells you about the period that just closed.
Official portals
Government & regulatory resources.
Links to the source, not to a summary of it. Each opens the official portal in a new tab.
Tax rates, classifications and regulatory requirements change. Always verify the applicable rate and classification from the latest official source, or consult a qualified professional. These links lead to external Government of India websites. We do not control their content, and linking does not imply endorsement in either direction.